How to Get over Fear of Missing Out

Got FOMO? It’s hard to get over having a fear of missing out. How can you overcome FOMO?

Birthday parties, bachelorette parties, baby showers, weddings: the list can go on and on. There is always a Facebook event invite waiting for you. How do you do it all? More so, how do you pay for doing it all?

FOMO (fear of missing out) is the modern day social media phenomenon of the grass is greener on the other side with a shot of keeping up with the Jones’. On any given day you can find at least one of your friends on a huge international trip or announcing their dream engagement proposal. It constantly seems like everyone is doing something cooler than you.

You may have a mound of student loans weighing you down, but don’t want to miss out on a bachelorette get away weekend. Or maybe even a friend invites you out to eat when you intended on dining in to save money to pay down your credit card debt. After all, you only live once, right?

Do you have FOMO? You can find out on

Here’s how to shake that bad habit of making decisions based off of solely not wanting to miss out.

If there is an event or celebration that just won’t work for you financially, or you feel social pressure to be a part of, but it conflicts with your schedule…

Say no to fomo.

Right now I am learning the true power of saying no.

There are only so many hours in a day and dollars in the bank. Time and money are limited resources. There is no way you can do everything and please everyone. Plus it is impossible to please everyone because everyone has different tastes and conflicting opinions. You have to do what feels right to you and not what would make a cool Facebook status and photo opt.

If your friends are booking a week-long trip and you have no money: don’t go!

When you say no, you are saying yes to something else that is a priority to you.

There is often initially guilt when saying no to events.

In 2015, I was asked by two friends to do speaking engagements in Dallas and also D.C. They were great opportunities to spread my message, but I ended up saying no. My focus is to create the best personal finance class for our generation and in doing those engagements that would take time and energy away from what I had already committed to doing.

I felt extremely guilty for not helping my friends out with their events, but after I said no I felt a sigh of relief and knew that I would have been overextended.

Replace your FOMO with JOMO… the joy of missing out.

Have joy with what is going on in your life even if an acquaintance from high school that you really didn’t even know (and perhaps didn’t even care for) is currently skiing down the Appalachian Mountains. Have joy when you say no and stay in for the night while you do your thing whatever it may be.

You can get over your fear of missing out.

Say no to FOMO and be true to yourself.

Love Carly

P.S. Need a little help in getting over your fear of missing out? Get your free Epic Guide to Managing Money. It’s a 4-day online mini-money class. Get your free guide here.

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