I guess I was born for personal finance.
That was a shocker to my parents, because those 1980s sonograms had predicted that I was going to be a boy. I guess bad technology and a tied up umbilical cord (that looked like a boy part) were to blame for that.
I weighed 4 pounds and 10 ounces which is borderline premature. My parents had no girl baby clothes, or any baby clothes in general that were small enough. They dressed me to go home in their friend’s daughter’s cabbage patch doll dress.
Last highlight of my birth was at the time I was born, my dad was self-employed. Their health insurance policy did not cover the cost of delivery so I was a “cash baby.” My parents paid cash out of pocket for the delivery.
That set the tone for my adolescence and shaped who I am.
Fast forward to present time, during a speaking engagement, I was telling the story of how I learned to invest for my retirement as a teenager. Someone asked, “How in the world did you even know to invest then and what drove you to care about finance at such a young age?”
My response essentially was straight outta Lady Gaga’s hit song: Baby I was Born This Way.